Business Capital That Moves Fast
Access up to $200,000 in working capital to fuel growth and seize opportunity.
Instant
Funding
To best serve our merchants, Aurora Capital can provide you with immediate working capital. Use funds to purchase inventory, buy new equipment, engage in a marketing campaign, or even remodel your office. The funds are yours to spend freely.
Repayment via daily or weekly ACH
Revenue-based capital advances, from $5,000 to $200,000
3 to 12 month program
Eligibility
Standards
Customer Qualification Criteria
- $100,000 in annual revenue
- Minimum FICO score of 580
- 12 Months minimum time in business by current owner
- Cash Advance payback scheduled limited to 15% of monthly revenue
General Guidelines
- Current balances with other MCA providers must be paid down 50%
- Home-based and e-commerce businesses must demonstrate durable business (i.e., website, paid employees, separate business phone account)
- No recent excessive collections or charge-offs
Ineligible: Sales of firearms, adult products, marijuana, custom furniture, online pharmacies, attorneys, accountants, vehicle dealers, gas stations, political campaigns, multi-level marketing, and gaming
Submission Requirements
- Completed application which includes all pertinent business and owner information
- 3 most recent months of complete bank statements (if Plaid linkage not complete), seasonal businesses require 12 months
- Payoff letters (if applicable) for previous cash advances
Funding Requirements
- Driver’s license (front and back) and voided check
- Funding over $75k requires most recent 2 years financial statements or tax returns