Aurora Credit Card Processing Solutions & Services

Secure card processing

Offer your customers an added layer of protection against fraud with credit card machines that meet compliance standards for EMV. Select from a variety of point-of-sale terminals that are certified to accept chip and pin.

EMV Technology 

It’s critical that your business operates with the necessary precautions in place to protect your business and customers.

PCI Compliance

We want to make sure you have everything in place to keep your business running without any hassles of falling out of compliance.

Our team is here to help assist you with PCI Compliance.

Cashless Solutions

As technology advancements continue to change the landscape of payments, we see a common trend of moving away from the use of cash.

Contactless Solutions

Offering a contactless payment option allows your customer to complete a transaction quickly through multiple types of technology. Smartphones and wearables along with NFC technology allow the user to pay safely by the wave of their card, watch, or phone.

Contact us to learn more about contactless payment options.

eCommerce Solutions

If your business is online-only or you’re interested in adding features for your customer to order products and services online we’re here to help. From transaction security to a payment gateway, our team has experience in eCommerce integration.

Mobile Solutions

Whether you are processing payments at the table or at the point of delivery, on-the-go and mobile solutions are available to meet your needs. Mobile credit card terminals with wifi/5G come in many different sizes and styles.

Ready to start processing payments with Aurora?

Card processing software


A payment gateway is needed if your business is looking to accept credit card payments online.

Payment Programs

Merchant programs are available to offset the burden of credit card processing costs to allow businesses to continue accepting card payments while reducing associated fees. If you’ve been considering Surcharge or Cash Discount there are a few differences to keep in mind. These two programs do not work for every business and average transaction amount, the number of monthly transactions, and the number of SKUs within your business can all be factors that can help with the decision. Advanced surcharge and cash discount software are available today to help businesses to eliminate card processing fees, accelerate growth, and have one easy to read monthly statement.


A surcharge is a specific charge or fee that is added to the price of products or services. In the US, surcharge fees are allowed in 40 states. Surcharges can be added to customers who pay by credit card. Debit card purchases can never be surcharged. It is illegal to include sales tax in a surcharge percentage in states required to collect sales tax.

Cash Discount

Businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods such as checks or cash to receive a discount on their purchase. The cash discount works by applying a small customer service fee on all customer transactions. This fee is removed if the customer pays with cash or in-store gift card. Legal cash discount programs must present a clear receipt detailing the service fee or cash discount amount.

Learn More about Rise Free, proprietary cash discount/surcharge software from Aurora.

Card processing hardware

Credit card terminals

Credit card terminals are primarily for in-person payments where cards are swiped, inserted, or tapped to process the payment. Terminals are available in a variety of shapes and sizes from many manufacturers. We work with you to select the right credit card machine and solutions to fit your business.

Mobile terminals

If your employees are on-the-go taking payments at the time of delivery, pickup, or at the table, there are mobile solutions to streamline credit card acceptance. Software is available with enhanced features specific to your business type. Ask us about our mobile solutions for your business.

Smart terminals

Smart terminals have features and capabilities that are beyond the basic credit card machines. Similar to smartphones, the user-friendly aspects of a smart terminal such as a touchscreen, the use of apps, wifi/56, and security all add to the appeal of a credit card terminal. We work with the best smart terminal device manufacturers to bring your business the most advanced technology on the market. Our technical team is here to support the setup as well as troubleshooting and break/fix resolutions.

Virtual terminals

A virtual terminal is a software or application that allows you to accept payments without the card being present or in-person via the web.

POS systems

Point of Sale Systems are more robust than a stand-alone credit card terminal. A point of sale system has additional capabilities to not only accept card payments but manage inventory, manage employees, reconcile tips, run reports, and more. Our team is here to help with integrating your point of sale system.

Not sure what hardware you need? We can help.

Benefits of Aurora Credit Card Processing

Benefit from the best rates in the industry

By partnering with a Full-Service Provider, you will get access to the best rates available. We are here to save your business money and help grow your business.

After switching to Aurora, you’ll never have to deal with switching again.

Exceptional customer service & skilled technical support 

When you choose Aurora as your merchant services provider, we work hard to properly set up your account quickly. We realize things happen, and when problems do arise, you can trust that our U.S.-based phone support will answer your phone calls, troubleshoot, diagnose, and fix the problem.

Your business is what keeps us going and you are our #1 priority.


Solutions tailor-made for your business

Trusted by 30,000+ businesses all over the country in retail, restaurant, hospitality, eCommerce, associations, and franchises. If you can think of it, we’ve probably provided payment processing services for a business like it.

Medium to high-risk solutions

Enjoy peace of mind knowing that your business will receive the lowest rates and fast approval. Our bank relationships allow us the flexibility to work with businesses others won’t. Don’t pay more than you have to for reliable merchant services you need.


Flexibility with multiple banking relationships

As an FSP, your business can take advantage of additional benefits to maximize profits and save time.

  • Later batch times (10 PM)

  • Next-day funding, and access to Same-day funding (based on qualifications)

  • Access to payment facilitation (Payfac) for frictionless boarding and dynamic settlement

Ready to get started?

Complete the form below and one of our payment specialists will reach out to you.

Discover the difference of working with Aurora