Modern jewelry payment processing solutions
Credit card processing in a jewelry store demands more than basic checkout—it requires a partner who understands high-ticket sales, luxury margins, and the risks of returns and chargebacks. As an endorsed benefit partner with Jewelers of America, Aurora Payments understands the unique needs of jewelry retailers and their customers. As such, our ARISE platform features jewelry payment processing solutions tailored specifically to the industry.





More than a simple jewelry store POS system
Aurora’s ARISE platform delivers everything jewelry retailers need to sell confidently. From omnichannel POS integration and zero-cost processing to secure tokenized payments and Level 2/3 data optimization, you’ll reduce fees, protect customer data, and unlock hidden revenue with our jewelry merchant services system. Whether you’re managing in-store visits or online custom orders, ARISE simplifies payments, streamlines operations, and boosts your bottom line—while offering customers a seamless, secure experience they can trust.
- Omnichannel Services
- Zero Cost Processing
- Customer Vaulting
- Level 2 & 3 Processing
Omnichannel merchant services customized for jewelry retailers
As a jewelry retailer, you know many customers prefer to visit the store in person before (and during) their purchase. While you aim to scale your business, your savvy customer base demands a personalized buying journey that meets them where they’re at. Our comprehensive omnichannel payment processing system can help you do it all, from tracking inventory and invoicing to ecommerce and in-person POS.

Credit card processing that helps jewelry stores keep more of every sale
In high-ticket jewelry sales, credit card fees can significantly impact your bottom line. With our jewelry payment processing system, zero-cost processing, dual processing, and cash discount payment options are baked directly into the gateway, receipts, and reports, so the right fee or discount will appear automatically and consistently across all retail channels. Aurora Payments helps you trim payment costs by up to 90% and protect your margins by bundling these three powerful fee-recovery models into one seamless solution—so you stop losing 1.5–3.5% of your revenue to card networks on every transaction. And your customers will appreciate transparent, upfront pricing and payment options.

A comprehensive jewelry store POS system with PCI-compliant security
Whether you’re selling engagement rings in-store or offering custom designs online, collecting payments should be seamless and secure. With Customer Vault, sensitive payment details never touch your servers. Instead, they’re securely stored in our Level 1 PCI-DSS-certified repository and immediately tokenized by the card network. Our jewelry payment processing services help minimize your compliance burden, reduce chargebacks, and build trust with your clientele.

Unlock hidden profits with level 2/3 jewelry store credit card processing
Processing high-ticket commercial or corporate card transactions can cut into your overall margins. In the ARISE platform, you’ll discover savings with reduced chargeback risk and lower interchange rates by as much as 1% with level 2 and level 3 data processing. In turn, wholesalers, institutions, and high-net-worth buyers can trust your business when they see detailed, professional, and tax-compliant invoicing, and you’ll have more transparent and detailed reporting of transaction history.

Jewelry payment processing support when you need it most
When a sale is on the line, you need answers—not hold music. Our U.S.-based team knows how jewelry stores operate and responds fast with real help, not canned replies. From setup to troubleshooting, we’re here to keep your business running smoothly.
Power your jewelry payment processing software platform with embedded payments
Deliver seamless experiences with jewelry merchant services built for the way jewelers work. The ARISE platform empowers SaaS providers and ISVs with flexible APIs, embeddable components, and a full sandbox environment—so you can integrate payments directly into POS systems, inventory management, appraisal tools, repair tracking, and more.
Our developer-first infrastructure supports everything from onboarding to tokenization and full merchant lifecycle management. Whether you’re building a repair tracking tool or a jewelry store POS system, ARISE helps you launch faster, create more value for your clients, and grow your business—with the support you need to scale confidently.

Payment processing services trusted by jewelry stores
on main street
“Jewelers of America, the largest jewelry trade association in the United States is proud to have a partnership with Aurora Payments. They provide a clear value for our membership and this has helped us with member acquisition and retention. Our members have benefited from Aurora’s excellent credit card processing rates, saving members money through their discounted services.”





-Regina Ciarleglio, Director of Membership
Jewelers of America
Jewelry store payment processing FAQs
Q: What makes payment processing for jewelers different?
Jewelers often deal with high-ticket transactions, custom orders, repairs, and in-person and online sales—all of which require flexible, secure, and reliable payment systems. Aurora’s solutions are designed to support these unique workflows while keeping costs low and fraud protection high.
Q: Can I reduce or eliminate my jewelry store credit card processing fees?
Yes. Aurora offers fully compliant programs like dual pricing, cash discounting, and surcharging that can significantly reduce or eliminate your processing fees. Our team works with you to find the best option for your store and your customers.
Q: What kind of POS systems do you offer for jewelers?
We provide modern, easy-to-use POS systems that support everything from in-store and mobile payments to inventory tracking, repair management, and customer profiles. Our solutions are customizable to fit the flow of your jewelry business.
Q: Is ARISE secure enough for high-value transactions?
Absolutely. Aurora uses PCI-validated encryption, network tokenization, and fraud prevention tools to ensure every transaction—big or small—is protected. We understand the risks associated with high-ticket sales and design our systems accordingly.
Q: Do you integrate with my existing jewelry software or website?
Yes. Our ARISE platform includes open APIs and embeddable payment components, making it easy to integrate with your existing website, eCommerce platform, or jewelry-specific software tools.
-
Credit Card Processing Rates: What They Are and How to Lower Them
Learn how credit card processing fees work, who gets paid, and how to lower your costs. Let Aurora Payments help…
-
Get Paid Faster with Payment Links
Customizable, no-code payment links from Aurora Payments help businesses get paid up to 40% faster. Accept payments via email, text,…
-
What Are ACH Payments & How Can These Transfers Help Your Business?
Learn how ACH payments work, who uses them, and why they’re a low-cost, reliable alternative to credit cards. Discover how…
The smarter way to run credit card processing in your jewelry store
From secure in-store checkouts to zero-cost processing and powerful POS tools, Aurora helps jewelers take control of their payments and grow with confidence. Let’s simplify the way you get paid—without the hidden fees or hassle.