No fee payment processing, built for main street
Keep more of every sale with zero-cost solutions designed for modern businesses. From dual pricing and surcharging to cash discounting, Aurora’s technology on ARISE makes it easy to eliminate fees, stay compliant, and deliver a seamless customer experience—whether you’re in-store, online, or on the go.

The one payments platform for lowering your processing costs
Aurora makes it easy to offset credit card processing fees with built-in support for surcharging, dual pricing, and cash discounting. Whether you want to reduce costs or eliminate them entirely, our platform gives you the tools to stay compliant, stay flexible, and keep more of what you earn.
- Keep More of What You Earn
- Dual Pricing
- Surcharging
- Cash Discounting
Keep more of what you earn
Lower your credit card processing costs without the confusion. Whether you go with surcharging, dual pricing, ACH, or a cash discount program, Aurora helps you find the right fit. We take care of the setup, compliance, and training so you can stay focused on your customers.

Dual pricing, more money in your pocket
Show both cash and card prices at the register, and in your reports. Dual pricing gives your customers a clear choice while keeping credit card fees low. Aurora makes it easy to stay compliant and get paid accurately.

Surcharging that works for your business
Offset credit card fees without changing your prices. Surcharging lets you pass processing costs to customers who choose to pay with a card. We manage the rules, calculations, and setup so you can start saving without the hassle.

Cash discounting built for main street
Encourage customers to pay with cash and keep more from every sale on the ARISE platform. With Aurora’s cash discount program, you can lower processing costs while staying transparent at checkout. We provide the tools and support so it’s easy to get started.

Support that makes
zero-cost simple
Getting started with surcharging, dual pricing, or cash discounting can bring up questions for you and your customers. That’s why our U.S.-based team is here to walk you through setup, compliance, and customer communication. We make sure everything runs smoothly from day one, with quick answers and real support when you need it.
No-fee credit card processing
for every industry
Zero Cost Processing on ARISE is a great fit for businesses with tight margins, steady customer flow, or high credit card use. Whether you choose dual pricing, surcharging, or cash discounting, Aurora helps you reduce fees without slowing down your business or your customers.
- Retail
- Nail Salons
- Jewelers
- Death Care
- Luxury Transportation
Retail
Whether you run a boutique or a local shop, zero-cost options help you lower overhead and stay competitive. Aurora keeps your pricing clear and your checkout process simple.

Nail Salons
Card payments are common in nail salons, but so are tight margins. WIth our no fee credit card options, Aurora makes it easy to pass along fees in a way that feels seamless to your customers and simple for your staff.

Jewelers
High-ticket purchases often come with high credit card processing fees. With dual pricing or surcharging on ARISE, you can offset those costs while continuing to offer a high-end experience.

Death care
When care and professionalism are your top priorities, payments should be discreet and respectful. Our surcharging and dual pricing programs help you manage fees without affecting service.

Luxury transportation
In transportation, card payments are the norm, but so are processing fees. Aurora helps limo and charter operators recover those costs easily, without slowing down bookings or payments.

Trusted by every store on main street.
“We’re proud to bring our members a benefit that supports their growth and bottom line while adding value—this partnership does just that.”





-Sylvia Picazo, Executive Director,
NOR Chamber
FAQs
What’s the difference between surcharging, dual pricing, and cash discounting?
All three help you offset credit card fees, but they work differently. Surcharging adds a fee to credit card transactions. Dual pricing shows two prices—one for cash, one for card. Cash discounting offers a discount off the card price for cash payments. Each has different compliance requirements, and Aurora supports all of them.
Is this legal in my state?
Surcharging is allowed in most U.S. states, but some still restrict or regulate it. Dual pricing and cash discounting are more widely accepted. Aurora helps ensure you’re compliant based on where and how you operate.
Will this upset my customers?
When implemented transparently, most customers understand these programs—especially when given a choice. We provide signage, receipt formatting, and staff guidance to make communication clear and respectful
How does pricing get applied at checkout?
Our system automatically calculates the correct pricing or surcharge based on your program, ensuring it’s reflected on receipts and in reporting. You don’t have to do manual work or worry about mistakes.
Can I still offer promotions or discounts?
Yes. Your pricing flexibility remains intact. Whether you’re running a sale or applying special pricing, Aurora ensures the correct amounts are shown and processed based on your setup.
Do I need new hardware or a new POS system?
Not necessarily. Aurora’s platform works with Sunmi and POS setups. We’ll help you determine the best configuration and handle the install and setup for you.
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Credit Card Processing Rates: What They Are and How to Lower Them
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Join us to make your business
as usual easier
Whether you’re taking payments at the counter, online, or out in the field, ARISE makes it simple. Built for real business our platform adapts to how you work, helping you paid faster and manage less. We tailor every solution to fit your business model, not the other way around.