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What is Aurora Payments? A Better Way to Process Payments and Keep More Revenue

Aurora Payments is a modern payments company that does two things really well: giving businesses a full‑featured payment platform, and helping them keep more of what they earn.

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Aurora Payments is a modern payments company that does two things really well: giving businesses a full‑featured payment platform, and helping them keep more of what they earn. If you’re a small or midsize business (or a software platform that supports them) and you’re frustrated by rigid processing fees, legacy infrastructure or poor visibility into your payments workflow, Aurora is built for you.

What Aurora is all about

Aurora brings together the tools today’s businesses need: embedded commerce (which means payments baked into your product or service rather than a bolt‑on), in‑person payments (so you can accept on‑site, mobile or countertop), real‑time reporting, and a strong focus on reducing processing costs. What sets Aurora apart is the combination of flexibility (you can pick your mix of hardware, mobile, online, invoicing) and control (you see your data, you manage your margins). For many businesses that combination isn’t available from traditional processors.

How Aurora fits into the payments industry

In the broader payments ecosystem you have banks, card networks, processors, gateways, in‑person terminals, and software platforms, Aurora positions itself as a company that sits across those pieces and simplifies them for the merchant or the platform provider. Rather than forcing you to adopt a one‑size‑fits‑all product, Aurora offers modular infrastructure and transparency of pricing and operations. It supports the physical store, the mobile business, the software‑as‑a‑service (SaaS) company embedding payments for its customers, and the online seller all in one. And because of this breadth it can serve multiple verticals that include retail, wellness & fitness, healthcare, jewelers, death care and more.

What Aurora is good at

One of Aurora’s standout features is what they call “zero cost processing”, meaning you can run programs like dual pricing, surcharging or cash discounting to offset or eliminate card‑processing fees. That’s huge for businesses with tight margins or high ticket items (think luxury retail or funeral services). Aurora gives you the tools like ARISE and compliance framework so you don’t have to guess how to do it legally or responsibly. Moreover, because we support a full stack (online, mobile, in‑person) and give you real‑time visibility into transactions and reporting, you’re not stuck in a black box. For example, funeral homes can use the platform’s invoicing, text‑to‑pay, ACH, split payers and zero cost processing to protect their margin and provide flexibility to families.

Why this matters for your business

If you’re a small business owner you know that processing fees, hardware lock‑in, lack of visibility and slow settlement can eat into your operations. Aurora addresses all of those: you can accept payments through mobile readers, traditional terminals or online checkout. You can invoice customers, send payment links, and track transactions in real time. You can deploy cost‑reduction programs without having to be a payments expert. And you get U.S.‑based support that knows small business workflows, not a generic call‑center reading from a script.

Bottom line

Aurora Payments is not simply another processor. We are a modern payments platform built for the real world of small and midsize businesses and the software platforms that serve them. We bring flexibility, control, visibility and, very importantly, the ability to keep more of your revenue through smarter pricing and cost structures. If you’re looking for a partner that understands your business model, moves as fast as you do, and helps you reduce one of your largest hidden costs (processing fees), Aurora is worth a serious look.