Protect Your Business & Customers with
Network Tokenization
Process card payments with total peace of mind. Aurora automatically secures every transaction, reduces declined payments and manages PCI compliance for you—without complicating (or compromising) your customer experience.
Strengthen security and reduce declines with advanced tokenization
Aurora’s network tokenization goes beyond basic card security. From preventing payment declines to reducing fraud-related chargebacks, our approach helps you build more reliable payment operations while protecting sensitive customer data.
- Enhanced Security
- Higher Authorization Rates
- Lower Costs
- Smoother Recurring Payments
Enhanced security through network-issued tokens
Network tokens change after each use and are issued directly by card networks themselves. This dynamic approach is 20% more secure than static encryption and reduces fraud by 30% compared to traditional card transactions.
Higher approval rates, stronger customer loyalty
Because network tokens are more secure, approval rates are nearly 5% higher than with standard processing. These improved rates protect your relationships and revenue, especially considering 35% of customers won’t come back after a decline.
Lower costs through smarter, more secure payments
Network tokenization saves you money in lots of ways, from reducing fraud-related chargebacks to streamlining payment operations. It even offers immediate cost-savings perks – Visa’s network tokens can reduce interchange rates by up to 10 basis points alone.
Reduce churn with seamless subscription billing
No more failed subscription payments or customer service calls when customers cards are expired, lost or stolen. Network tokens update automatically when cards are replaced, keeping revenue flowing and billing stable.
Network tokenization support that maximizes your security investment
Our team understands both the technical implementation and business benefits of network tokenization. Whether you’re migrating from traditional tokenization or implementing secure payments for the first time, we’re here to help.
Proven network tokenization experience across industries
Many different types of businesses rely on Aurora’s network tokenization to prevent payment declines and reduce fraud exposure. Our flexible platform easily adapts to your industry’s security requirements and payment patterns.
- Death Care
- Jewelers
- Veterinary Services
- Luxury Transportation
- Sports and Outdoor
Death Care
Pre-need plans and payment arrangements often span months or years. Network tokenization ensures stored payment methods stay current, eliminating uncomfortable conversations about failed payments during already difficult times for families.
Jewelers
High-ticket jewelry sales require strong payment security and reliability. Aurora’s network tokenization protects these transactions while maintaining seamless checkout experiences with customers.
Veterinary Services
Pet care subscriptions and recurring treatments rely on consistent, secure billing. With network tokenization, expired or replaced cards update automatically—reducing payment disruptions, saving staff time, and keeping client services on schedule.
Luxury Transportation
Corporate accounts and membership programs require seamless recurring billing. Network tokenization ensures stored payment methods remain current, helping to prevent service interruptions and maintain the premium experience your clients expect.
Sports & Outdoor
Subscription boxes, membership programs and seasonal payment plans benefit from network tokenization’s automatic card updates. It helps maintain consistent billing cycles and reduce declines that force customers to re-enter payment information.
Trusted by Every Store on Main Street.
“Aurora listens, adapts, and builds solutions tailored to our needs, pulling everything together as an all‑in‑one platform. Their personalized attention and flexibility mean we never have to chase different rails or vendors. This approach delivers seamless, efficient payment operations—and we love it.”
-Don Bregin, Managing Partner
TRU Payments
FAQs
Q: What’s the difference between network tokenization and traditional tokenization?
Traditional tokenization replaces card numbers with static tokens generated by merchants or processors. Network tokenization uses dynamic tokens created by card networks (Visa, Mastercard, and others) that change after each use and update automatically when cards are replaced. This provides significantly better security and eliminates payment declines from expired cards.
Q: How can network tokenization help my business?
Network tokenization can lead to higher approval rates and fewer fraudulent transactions compared to traditional card processing. For subscription-based businesses, it also helps prevent costly payment failures by keeping customer billing information current and transactions running smoothly.
Q: Will implementing network tokenization disrupt my current payment process?
No. Aurora’s network tokenization works seamlessly in the background with no changes to your checkout flow or customer experience. The implementation requires no development work, hardware updates or operational downtime – customers continue entering payment information exactly as they always have.
Q: How does network tokenization help with PCI compliance?
Since network tokens hold no intrinsic value and can’t be used outside your system, they significantly reduce your PCI DSS compliance scope. This lowers both compliance costs and security risks.
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Start protecting revenue with network tokenization
Implement Aurora’s network tokenization capabilities and immediately see improved authorization rates, reduced fraud and automatic card updates that keep your business flowing.